Welcome to Ovington Finance Pvt. Ltd.

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Purchase Notifications

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24 / 7 Customer Service

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Alerts for account

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Data Protection

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Personalize your payment

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Purchase Notifications

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24 / 7 Customer Service

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Alerts for account

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Data Protection

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Personalize your payment

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Purchase Notifications

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24 / 7 Customer Service

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Alerts for account

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Data Protection

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Personalize your payment

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Purchase Notifications

Mauris scelerisque erat in sem ullamcorper, eu vehicula justo lacinia. In efficitur rutrum porta. Sed placerat tempus malesuada.

24 / 7 Customer Service

Quisque in ultrices diam, sed efficitur lorem. Vestibulum lacinia eros quis blandit pulvinar. Ut eu sodales ligula, a fermentum tellus.

Alerts for account

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Data Protection

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Personalize your payment

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Schedule of Charges

Schedule of other charges applicable on your loan is as follows. It is subject to change from time to time as per discretion of OFPL and shall be updated on the website. www.ovingtonfinance.comDownload Full PDF

  • Transaction and charges (in Rs.)

  • Loan Processing Fee

    3% of the loan amount

  • Miscellaneous Costs (Documentation Charges)

    Rs. 250/- for Standard documentation charges

  • Demand Draft/Pay Order issuance Charges for disbursement of Loan

    Rs. 150/- per lac or actual Bank Charges, whichever is higher

  • RTGS Charges for disbursement of Loan

    Actual Bank Charges

  • Pre-closure Charges: Pre-closure is allowed after 12 months from loan disbursement date for Long Term Loans

    • All floating rate loans given to individuals, where all applicants and co-applicants are individuals: Nil
    • Loan against Property, etc. - 4% of principal outstanding

  • Other Charges: Default Penal Interest Rate / Non Conformance with any covenants / stipulated conditions

    24% p.a

  • Cheque Return Charges/ECS failure charges

    Rs 750/- per instance

  • Other Charges: Default Penal Interest Rate / Non Conformance with any covenants / stipulated conditions

    24% p.a

  • Accrued Interest

    As applicable based on actual delayed status or as communicated by the lender from time to time.

  • Request for Copies of any collateral held with OFPL

    Rs 750/- per instance

  • Duplicate Statement/ Repayment Schedule / any other document held with OFPL request

    Rs 200/- per instance

  • PDCs / ECS swap charges

    Rs 750/- per instance

  • CERSAI charges 1) At the time of Disbursement : Creation of Charge 2) At the time of Modification of Charge ( in case of Top Up) 3) At the time of Loan Closure: – Satisfaction of Charge 4) Any Other

    Actual as per schedule of CERSAI (You may visit the website of CERSAI for all such charges at www. cersai.org.in).

  • PDCs / ECS swap charges

    Rs 750/- per instance

  • Pre-closure quote

    Rs 1000/- per instance

Fees

  • Other Charges

  • Documents Retrieval and Handling Charges (Chargeable at the time of handing over security documents on closure of loan)

    • Rs. 500/-
  • CIBIL report retrieval fee

    • Rs 50/- per instance for Consumer and Rs. 500/- for Commercial CIBIL
  • Loan Re-schedulement / Amendment in sanctioned terms (at discretion of OFPL) charges

    • 0.50% or as mutually agreed between borrower and OFPL
  • Duplicate No dues certificate

    • Rs 500/-
  • Stamp Duty Legal and other statutory charges Insurance Premium Creation charge with ROC

    • As per actuals, where ever applicable
  • Sec 138 and sec 25 of Negotiable Instruments Act 1881

    • Rs. 3,500/- or Actual, whichever is higher
  • Each Personal Visit to customer’s place for collection of dues

    • Rs. 250/-
  • Notice

    • Rs. 250/-
  • Legal Notice

    • Rs. 500/-
  • Legal Charges

    • Legal /arbitration charges as applicable on case to case basis
  • Other charges incurred by OFPL

    • Actual charges incurred by the lender (OFPL)
  • Loan Application Form

    • Free of cost
  • Annual Account Statement

    • Free of cost for first time
  • No Dues Certificate

    • Free of cost for first time
  • Free Services

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